APA (7th ed.) Citation
Petrovčiková, K., & Gajdoš, J. M-pesa: The Innovative Payment System in the Third World Countries.
Chicago Style (17th ed.) Citation
Petrovčiková, Katarína, and Jozef Gajdoš. M-pesa: The Innovative Payment System in the Third World Countries.
MLA (9th ed.) Citation
Petrovčiková, Katarína, and Jozef Gajdoš. M-pesa: The Innovative Payment System in the Third World Countries.
Warning: These citations may not always be 100% accurate.