Fulford, S. L., & Schuh, S. Credit Cards, Credit Utilization, and Consumption.
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Chicago Style (17th ed.) Citation
Fulford, Scott L., and Scott Schuh. Credit Cards, Credit Utilization, and Consumption.
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MLA (9th ed.) Citation
Fulford, Scott L., and Scott Schuh. Credit Cards, Credit Utilization, and Consumption.
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Warning: These citations may not always be 100% accurate.