Default or Profit Scoring Credit Systems? Evidence from European and US Peer-to-peer Lending Marketsň
Trh s pôžičkami typu Peer-To-Peer (Person-To-Person, P2P) a uľahčenie finančných transakcií medzi dlžníkmi a veriteľmi. P2P pôžičky sa považujú za finančnú inováciu, tzv. FinTech produkt. Merania výkonnosti pôžičiek. Konkurenčné modely. Regularizácia v lineárnych modeloch. Meranie výnosov a zisku. R...
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