Balancing Risk and Reward: Unveiling the Credit Conundrum in P2P Lending – A Tale of Default and Profit Scoring
Hodnotenie úverového rizika je dôležitou súčasťou procesu poskytovania pôžičiek, najmä v rýchlo rastúcej sfére pôžičiek typu peer-to-peer (P2P). Táto empirická štúdia sa zaoberá metódami hodnotenia kreditného rizika zlyhania a bodovania ziskov, pričom využíva techniky strojového učenia na verejne do...
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